How to access Flexi and Maxi Benefits on Breeze- Loans 

• Flexi— A 5-month loan of up to ₦3M at 3% monthly interest + 1% management fee; requires 3 salary payments before been activated, 40% DTI, and insurance fee.
• Maxi: A 6–12-month loan of up to ₦5M at 3% monthly interest + 1% management fee ,and 1% Insurance fee. It requires 4 salary payments before been activated, 40% DTI, and includes death/job loss insurance.

Why is my Maxi of Flexi Loan locked?

If your Loan is locked and displays “Unlocks in X months,” this means you currently have an active Loan. Employees or users can only have one active Maxi Loan at a time. Therefore, you will not be able to access another Maxi Loan while your current loan is still active.

Do I have to wait until the displayed unlock date?

Not necessarily. If you fully liquidate your active Loan before the final repayment date, you may become eligible to access another Loan.

What should I do?

You can either continue with your scheduled repayments until the existing Loan is fully repaid; or liquidate the outstanding Loan early if you want to become eligible for another Loan before the displayed unlock period. 

Once the existing Loan has been fully liquidated, you can check the Loan option again to confirm your eligibility.

For further assistance, please contact our support team at support@seamlesstech.com.