Employee Self Service (ESS)
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      How to Access Salary Advance Loan

      A salary advance is a short-term loan that provides quick cash, allowing you to borrow between ₦10,000 and ₦1,000,000 and repay it from your next salary within one month at an interest rate of 4% per annum.

      Follow the simple steps below to access salary advance loan

       

      1. From your ESS dashboard, click on Employee Benefits or Access funds now

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      2. Click on Salary Advance Loan

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      3. Click on Take this loan to fill out the loan application

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      4. Read and agree to the Terms and Conditions by checking the box

      5. Select a Loan Amount less than the Max Eligible amount

      6. Review the loan plan and repayment breakdown

      7. Click on Continue

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      8. Update next of kin information

      9. Click on submit

      10. Click on Loan Preview to view loan application

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      N.B: Trying to apply for your company's salary advance loan, see the guide here to complete application.