---
title: How to Repay Your Benefits Loan on Breeze(Salary Advance, Maxi and Flexi)
description: This explains how loan repayments are done either through salary deductions or full liquidation via your ESS. There are no partial liquidation on your ESS
---

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# How to Repay Your Benefits Loan on Breeze(Salary Advance, Maxi and Flexi)

## Benefits offers different loan options including Earned wage access, Salary Advance, Maxi and Flexi loans. Employees can repay their loans through either monthly salary deductions or full upfront liquidation.

This guide explains the available repayment options and how to make repayments through the Employee Self-Service (ESS) portal or Breeze app.

### **Step-by-Step Guide to Loan Repayment**

### **Option 1: Loan Repayment Through Monthly Salary Deductions**

You can repay your loan through automatic monthly salary deductions. Each month, the agreed repayment amount is deducted from your salary according to your repayment plan until the loan is fully repaid.

### **Option 2: Full Upfront Repayment (Loan Liquidation)**

If you wish to repay your outstanding loan before the agreed repayment period ends, you can choose to liquidate the loan upfront.

1\. Log in to your Employee Self-Service (ESS) portal or Breeze App.

2\. Navigate to the Raise loan section.

3\. Select the active loan you wish to repay.

4\. Review your outstanding loan balance.

5\. Select the Liquidate option.

6\. Review the total outstanding amount and proceed to complete the repayment as prompted on the platform.

> Once the full repayment is successfully completed, your outstanding loan obligation will be settled.

**Important Information About Loan Repayment**

- Part payments are not supported: Employees cannot make partial repayments towards their outstanding loan balance.
- Two repayment options are available: You can either repay through monthly salary deductions based on your selected repayment plan or liquidate the entire outstanding balance upfront.

 

**Frequently Asked Question**

Can I make a part payment towards my loan?

No. Partial loan repayments are not currently supported. You can continue repaying your loan through the agreed monthly salary deductions or settle the entire outstanding balance in a single payment (loan liquidation).

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